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How Work Banking System The banking system is a complex network of institutions, regulations, and processes that facilitate financial transactions and provide various financial services. It plays a crucial role in the economy by channeling funds from savers to borrowers and enabling the efficient allocation of capital. Here is a detailed overview of how the banking system works: Banks and Financial Institutions: Banks are the core entities in the banking system. They are financial institutions licensed to receive deposits from individuals and businesses and provide loans and other financial services. Banks can be classified into several types, including commercial banks, investment banks, central banks, and cooperative banks. Deposits: Individuals and businesses deposit their excess funds into banks. These deposits can be in the form of checking accounts (demand deposits) or savings accounts (time deposits). Banks use these deposits as a source of funds to pr...
Oxford Universty Oxford University, officially known as the University of Oxford, is a renowned institution of higher education located in Oxford, England. It is one of the oldest and most prestigious universities in the world, with a rich history dating back over 900 years. Here are some key points about Oxford University: History: Oxford University has its roots in the 12th century when scholars began to gather in Oxford for teaching and learning. It received its official charter in 1248. Throughout its history, the university has played a significant role in advancing knowledge and education. Collegiate System: Oxford is known for its unique collegiate system, which consists of 38 constituent colleges and six permanent private halls. Each college is a self-governing institution with its own property and internal organization, providing a sense of community for students. Academic Excellence: Oxford University has a strong reputation for academic excellence and is cons...
Harvard University One of the most important and well-known universities in the world is Harvard University, which is situated in Cambridge, Massachusetts. It is the oldest school of higher learning in the country and was founded in 1636. It has long been a leader in academic innovation and excellence. With a long history, a diversified student body, and a wealth of resources, Harvard provides a wide range of educational opportunities and programmes in many different fields. We will examine Harvard's history, academic offerings, illustrious alumni, campus culture, and more in this thorough review. Background and Founding In its first incarnation as "New College," Harvard University was founded by the Massachusetts Bay Colony in 1636. The university was given its name in honour of its first donor, John Harvard, a young preacher who, upon passing away in 1638, left the college half of his estate as well as his library. The organisation was given the new name Harvard Colle...
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